PB Fintech Shares Rise as Net Profit Jumps 92% to ₹163 Crore
PB Fintech Shares: PolicyBazaar parent’s stock opens sharply higher a day after Q1 FY27 earnings show strong protection and health insurance premium growth
PB Fintech Shares surge after the company reported a sharp jump in quarterly profit, reflecting strong business momentum.
New Delhi-PB Fintech Shares: Shares of PB Fintech Limited, the Gurugram-based parent company of Policybazaar and Paisabazaar, rose as much as 3.3 percent in Thursday’s trade, a day after the company reported a 92 percent year-on-year jump in consolidated net profit to ₹163 crore for the quarter ended June 30. As of 12:00 PM IST on August 6, the stock was trading at ₹1,641.80 on the NSE, up 1.33 percent, or ₹21.50, from the previous close of ₹1,620. The scrip had opened at ₹1,665 and touched an intraday high of ₹1,673.90, before paring some gains, according to NSE data. The company’s market capitalisation stood at approximately ₹75,090 crore, with the stock trading at a price-to-earnings ratio of 112.59.
PB Fintech’s quarterly results were announced after market hours on Wednesday, when the stock had closed 1.44 percent higher at ₹1,620 on the NSE, ahead of the earnings announcement.
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PB Fintech Shares: Revenue and Profit Growth
Revenue from operations for the quarter rose 40 percent year-on-year to ₹1,888 crore, compared with ₹1,348 crore in Q1 FY26, the company said. Including other income of ₹93 crore, total income stood at ₹1,981 crore for the quarter. Total expenses rose 33 percent year-on-year to ₹1,800 crore.
On a sequential basis, the numbers moderated from a strong Q4 FY26. Net profit declined 38 percent from ₹261 crore in the January-March quarter, while revenue from operations fell 8 percent from ₹2,061 crore, according to the filing.
Adjusted EBITDA grew 109 percent year-on-year to ₹186 crore, up from ₹89 crore in Q1 FY26, with the adjusted EBITDA margin expanding to 10 percent from 7 percent, the company stated. The PAT margin improved to 9 percent from 6 percent a year earlier, reflecting operating leverage in the company’s distribution model.
PB Fintech Shares: Insurance Premium and Segment Performance
Total insurance premium processed through the platform rose 41 percent year-on-year to ₹8,372 crore, led by a 53 percent increase in new protection business and a 59 percent jump in new health insurance premium, the company disclosed. The insurance broker services segment contributed revenue of ₹1,728.44 crore, up 45.6 percent year-on-year from ₹1,186.95 crore in the same quarter last year.
Core renewal and trail revenue rose 38 percent year-on-year to ₹1,003 crore, driven by a 55 percent increase in the insurance segment. On a quarterly annualised basis, core insurance renewal revenue reached ₹999 crore, up 48 percent year-on-year, the company said.
By business line, Policybazaar contributed ₹1,067 crore of core online revenue, while Paisabazaar added ₹127 crore. The company’s newer initiatives, including PB Partners, PB for Business, PB UAE and PB Connect, together generated ₹694 crore in revenue during the quarter.
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PB Fintech Shares: Lending Business and Credit Disbursals
On the lending side, total disbursals through Paisabazaar rose 33 percent year-on-year to ₹4,366 crore, the company said. Core credit revenue grew 25 percent year-on-year to ₹127 crore during the quarter.
PB Fintech Shares: Platform Growth Metrics
Under PolicyBazaar, the company has onboarded 15.9 crore registered users and 2.8 crore transacting customers, and has facilitated the sale of 7.2 crore insurance policies since inception, according to the company. Paisabazaar has expanded to 6.1 crore users who have checked their credit scores, with 78 lakh transacting customers to date. During the quarter, the lending vertical handled 27 lakh average monthly enquiries and facilitated 1.21 crore transactions, the company said.
The company’s partner enablement platform, PB Partners, has expanded to support over 5 lakh partners across nearly 19,000 pincodes, according to the disclosures.
PB Fintech Shares: Regulatory Disclosures
The company disclosed that its subsidiary, Paisabazaar Marketing and Consulting Private Limited, faced search proceedings initiated by the Directorate General of GST Intelligence and the Income Tax Department during the quarter. Management stated that the allegations are unsustainable and that no adjustments were required in the financial results as a consequence.
Separately, PB Marketing and Consulting Private Limited received SEBI registration as a stock broker in the debt segment on May 8, 2026, though operations under this registration have not yet commenced, the company said.
PB Fintech Shares: Stock Price Performance
The stock’s 52-week high stands at ₹1,974, while its 52-week low is ₹1,364, according to NSE data. Following the Q1 FY27 results, shares recovered part of their year-to-date decline, though the stock remains below levels seen earlier in the year.
