Editorial Policy

Editorial Policy - The Insurance Reporter

The Insurance Reporter: The Only One Left Asking the Hard Questions

There are business newspapers in this country. There are financial news channels. There are technology publications, startup trackers, and a dozen platforms covering every sector from real estate to renewable energy. And yet, until The Insurance Reporter, there was no single publication in India dedicated entirely to the insurance industry, the sector that quietly underwrites the risk of every home, hospital bill, harvest, and highway journey in the country.

That gap is the reason this publication exists. We are India’s only digital news platform built solely around the insurance sector, and we intend to cover it the way an industry of this size and consequence deserves: with depth, with rigour, and without compromise.

Who Writes for Us

Our reporters are not generalists rotating through a beat. They are domain specialists, people who understand the difference between a combined ratio and a claims ratio, who can read an IRDAI circular without needing it translated, and who have spent real time inside the industry they now report on. When we write about term insurance pricing, motor claim settlement delays, or an insurer’s solvency margin, it is because our reporters understand these subjects at a level that lets them ask the right questions, not just repeat a press release.

Editorial Independence Is Not a Policy Line. It Is the Entire Point.

No story that appears on The Insurance Reporter is shaped, softened, or shelved because of pressure from outside the newsroom. Not from the government. Not from insurance companies, brokers, or InsurTech founders, however large their advertising budgets or however close their relationships with our team. Every editorial call, what we cover, how we cover it, and when we publish, is made solely by our editorial board and the reporter working the story.

This independence also runs inward. No one from our marketing or sales teams has a seat at the editorial table. They do not see stories before publication, they do not weigh in on angles, and they have no say in what runs on this platform. The wall between our business operations and our newsroom is not a formality we mention for optics; it is a structural fact of how this publication is run.

How Companies Can Participate in Our Stories

We welcome insurers, brokers, InsurTech founders, and other industry participants sharing their perspective on stories we are reporting. A company’s version of events, its data, or its point of view is often valuable, and we actively invite it.

But an invitation to comment is not a guarantee of inclusion. Whether a company’s input makes it into a published story is a judgment call that rests entirely with the editor and the reporter working on that piece, based on one question alone: does this genuinely add value to the story we are telling our readers. Access does not buy space. Only relevance does.

Thought Leadership Articles: Our Standards

We publish thought leadership content from genuine domain experts, and we hold it to a firm set of rules that we do not bend:

No AI-generated writing. A thought leadership piece under someone’s byline should reflect that person’s own thinking, in their own words, not an AI tool doing the thinking on their behalf.

No promotional framing. A thought leadership article is a contribution to industry discourse, not a disguised advertisement for a company’s product or platform.

No forged or unverifiable numbers. Any data, statistic, or claim in a submitted piece must be real, sourced, and defensible. We will not publish figures we cannot stand behind.

Written by the expert, ideally in their own hand. We would much rather publish something imperfectly polished but genuinely theirs than something polished but ghostwritten and hollow.

All thought leadership pitches and submissions should be sent directly to our editor at editor@theinsurancereporter.com.

We Stand With Our Newsroom

Reporting on an industry as large and interconnected as insurance will occasionally mean publishing something that makes a powerful player uncomfortable. When that happens, the editorial board of The Insurance Reporter stands fully behind the reporters and editors who did the work, and we back their editorial calls, including with pro bono support, even when that story brings pressure our way. A newsroom that folds the first time it is tested was never independent to begin with. Ours is not built to fold.

For Everything Else

If you are looking to advertise, sponsor content, or otherwise promote your company or product on The Insurance Reporter, that conversation belongs with our sales team, not our newsroom. Please reach out to them directly for anything promotional in nature.

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