Madhya Pradesh Farmers Get ₹317.86 Crore in Crop Insurance Claims
Crop insurance claim payments worth ₹317.86 crore have been received by Madhya Pradesh farmers, providing financial support against crop losses.
crop insurance claim payout of ₹317.86 crore will provide financial relief to farmers across Madhya Pradesh, supporting them against crop losses. AI Generated Image.
NEW DELHI: Madhya Pradesh farmers have begun receiving ₹317.86 crore in crop insurance claims for the Rabi 2025-26 season. The money is being credited to bank accounts linked to around 16.70 lakh eligible farmer applications under the Pradhan Mantri Fasal Bima Yojana (PMFBY), with the transfer announced at a programme in Sardarpur, Dhar district, on Saturday, October 24, ahead of Diwali.
The payments began on October 24 through the direct benefit transfer (DBT) system, which sends money straight into beneficiaries’ bank accounts without intermediaries. The scheme insures farmers against crop losses from specified risks, and the latest payout settles eligible claims for the winter-sown Rabi crop cycle.
Chief Minister Mohan Yadav said the insurance amount was transferred at a programme in Sardarpur. The same event saw the inauguration of the Narmada-Jhabua-Petlawad-Thandla-Sardarpur Micro Irrigation Project, built at a cost of ₹2,387.60 crore.
Crop Insurance Claim: ₹317.86 Crore Released Through Direct Benefit Transfer
The ₹317.86 crore relates to eligible claims for the Rabi 2025-26 season, the winter-sown crop cycle that is harvested in the spring of 2026. Spread across roughly 16.70 lakh farmer applications, the amount works out to about ₹1,900 per application on a simple average. Individual payouts differ with the crop, the area insured and the assessed loss. The PMFBY post on X did not provide a district-wise breakdown of the latest payments, and it did not specify which crops the disbursement covers.
The programme drew several office-bearers. Union Minister of State Savitri Thakur, state ministers Kailash Vijayvargiya and Nirmala Bhuria, Member of Parliament Anita Nagar Singh Chouhan, Dhar MLA Neena Verma and Sardarpur MLA Pratap Grewal attended.
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Addressing the gathering, Yadav said the state has set a target of bringing 100 lakh hectares of farmland under irrigation, and that coverage has reached 60 lakh hectares over the past two and a half years. He also spoke of the proposed PM MITRA textile park in Dhar, which he said would benefit around six lakh cotton-growing farmers in the Nimar-Malwa region and create employment for about three lakh people, and said Dhar would soon get a medical college.
Crop Insurance Claim: ₹32,402.59 Crore Since 2016: Madhya Pradesh’s PMFBY Payout Record
The PMFBY handle also stated that farmers in Madhya Pradesh have received a cumulative ₹32,402.59 crore in crop insurance claims from the 2016-17 financial year through the Kharif 2025 season. The latest Rabi 2025-26 transfer is a separate disbursement and is not part of that total. Adding it would take the simple sum to about ₹32,720 crore.
The Rabi 2025-26 release is the second major claims transfer in the state this year. In July 2026, Yadav released ₹1,460.25 crore in Kharif 2025 claims to 10.54 lakh farmers in a single-click transfer, after a Council of Ministers meeting at Jagdishpur. Agriculture Minister Edal Singh Kansana said at the time that farmers had received ₹30,942.34 crore from 2016-17 to 2024-25.
Adding the Kharif 2025 payout to that figure gives ₹32,402.59 crore, the cumulative total the PMFBY handle now cites. Together, the Kharif 2025 and Rabi 2025-26 transfers come to about ₹1,778 crore. At the July event, Yadav also urged farmers to insure their notified crops before the deadline, pointing to the possibility of an El Niño effect and an uncertain monsoon.
PMFBY, launched in 2016, is a government-backed crop insurance scheme that provides insurance cover and financial support to farmers who suffer crop losses from specified risks, including natural calamities, pests and diseases, subject to the scheme’s terms and conditions. It is mainly implemented on an area approach basis: season-end claims are worked out from the shortfall in actual yield against a threshold yield, using figures submitted by the state government concerned. Tenant farmers and sharecroppers growing notified crops are eligible, and enrolment has been voluntary for all farmers since the Kharif 2020 season.
Farmers pay a capped share of the sum insured as premium: 2 per cent for Kharif food and oilseed crops, 1.5 per cent for Rabi food and oilseed crops, and 5 per cent for annual commercial and horticultural crops. The balance is shared by the Centre and the state governments, generally in equal proportion. Farmers can check their policy and application details on the official PMFBY website, which also offers an application-status facility. The Krishi Rakshak Portal and helpline, reachable on 14447, handles queries and grievances.
